Matthew 25:16-20

Mat 25:16 (KJB)
Then he that had received the five talents went and traded with the same, and made them other five talents.

Traded - Work, accomplish, or carry out

The talent was the largest unit of currency in the ancient world. One talent equaled 6,000 denarii and the single denarius was the normal wage of a laborer for one day’s work. So a talent would be 16.7 years labor and since this man was given 5 talents, his working capital was equal to about 83 years for a working man. For the master to give this amount to a servant would mean that he trusted his ability and his honesty. This servant in turn immediately went to work and because of his obvious business acumen, he was able to double the master’s money which would be 60,000 denarii. This was a massive amount of money that this servant had made. Now if we bring this to Christianity, we can say that the Lord had given a major ministry to a certain believer and because they faithfully engaged the true Gospel, they had made many converts to the Lord.

Mat 25:17 (KJB)
And likewise he that had received two, he also gained other two.

Two talents was also a large amount of money because it represented 33 years of labor for a day laborer. This man would also have been trusted by his master because of the amount of money and maybe he was better at working smaller deals instead of large ones and as a result, he also doubled his master’s money. This would be like a Christian given a smaller ministry and faithfully executing it and therefore has gained fruit.

Mat 25:18 (KJB)
But he that had received one went and digged in the earth, and hid his lord's money.

This third servant received a large amount of money as it would have been 16.7 years for a day laborer. Apparently the master who entrusted him with the money did not know that he was inept in business and instead of taking a chance of losing his master’s money, he went and placed it in the earth. He had rejected a great opportunity because he looked on the talent as more of a burden. Maybe he thought that if the master goes away for a long time, then he would be able to take it easy but then he was given a task which he did not engage in either out of laziness or fear.

Mat 25:19 (KJB)
After a long time the lord of those servants cometh, and reckoneth with them.

The word “long” in the Greek carries with it a meaning of a great length of time. So the master did not return quickly but gave these servants a good amount of time to conduct business. However long it was, the time had now elapsed as he finally comes home and that return also signals the time of reckoning which the servants will have to go through. The fact that the Lord has not returned to earth yet means that there are still opportunities to get involved in the ministry but if you wait too long, that door may be shut on you as it was on the five foolish virgins who did not prepare. Those who do not want to get involved in ministry are giving good evidence that they are unsaved. Especially, since the Great Commission is a command and not a suggestion.

Mat 25:20 (KJB)
And so he that had received five talents came and brought other five talents, saying, Lord, thou deliveredst unto me five talents: behold, I have gained beside them five talents more.

The master starts with the one who received the five talents. This joyful servant happily announces to his master that you entrusted me with five talents and as a result I have doubled your money and hereby give you ten talents. This is the Christian that the Lord entrusted with a large ministry and he faithfully executed that ministry and as a result, brought many souls into the kingdom of God.