The 95 Theses of Dr. Martin Luther

 Out of love and concern for the truth, and with the object of eliciting it, the following heads will be the subject of a public discussion at Wittenberg under the presidency of the reverend father, Martin Luther, Augustinian, Master of Arts and Sacred Theology, and duly appointed Lecturer on these subjects in that place. He requests that whoever cannot be present personally to debate the matter orally will do so in absence in writing.

1. When our Lord and Master, Jesus Christ, said "Repent", He called for the entire life of believers to be one of repentance.

2. The word cannot be properly understood as referring to the sacrament of penance, i.e. confession and satisfaction, as administered by the clergy.

3. Yet its meaning is not restricted to repentance in one's heart; for such repentance is null unless it produces outward signs in various mortifications of the flesh.

4. As long as hatred of self abides (i.e. true inward repentance) the penalty of sin abides, viz., until we enter the kingdom of heaven.

5. The pope has neither the will nor the power to remit any penalties beyond those imposed either at his own discretion or by canon law.

6. The pope himself cannot remit guilt, but only declare and confirm that it has been remitted by God; or, at most, he can remit it in cases reserved to his discretion. Except for these cases, the guilt remains untouched.

7. God never remits guilt to anyone without, at the same time, making him humbly submissive to the priest, His representative.

8. The penitential canons apply only to men who are still alive, and, according to the canons themselves, none applies to the dead.

9. Accordingly, the Holy Spirit, acting in the person of the pope, manifests grace to us, by the fact that the papal regulations always cease to apply at death, or in any hard case.

10. It is a wrongful act, due to ignorance, when priests retain the
canonical penalties on the dead in purgatory.
 
11. When canonical penalties were changed and made to apply to
purgatory, surely it would seem that tares were sown while the
bishops were asleep.
 
12. In former days, the canonical penalties were imposed, not after,
but before absolution was pronounced; and were intended to be tests of true contrition.
 
13. Death puts and end to all the claims of the Church; even the dying
are already dead to the canon laws, and are no longer bound by
them.
 
14. Defective piety or love in a dying person is necessarily
accompanied by great fear, which is greatest where the piety or love is least.
 
15. This fear or horror is sufficient in itself, whatever else might be
said, to constitute the pain of purgatory, since it approaches very closely to the horror of despair.
 
16. There seems to be the same difference between hell, purgatory,
and heaven as between despair, uncertainty, and assurance.
 
17. Of a truth, the pains of souls in purgatory ought to be abated, and
charity ought to be proportionately increased.
 
18. Moreover, it does not seem proved, on any grounds of reason or
Scripture, that these souls are outside the state of merit, or unable to
grow in grace.
 
19. Nor does it seem proved to be always the case that they are
certain and assured of salvation, even if we are very certain ourselves.
 
20. Therefore the pope, in speaking of the plenary remission of all
penalties, does not mean "all" in the strict sense, but only those
imposed by himself.
 
21. Hence those who preach indulgences are in error when they say
that a man is absolved and saved from every penalty by the pope's
indulgences.
 
22. Indeed, he cannot remit to souls in purgatory any penalty which
canon law declares should be suffered in the present life.
 
23. If plenary remission could be granted to anyone at all, it would be
only in the cases of the most perfect, i.e. to very few.
 
24. It must therefore be the case that the major part of the people
are deceived by that indiscriminate and high-sounding promise of
relief from penalty.
 
25. The same power as the pope exercises in general over purgatory is
exercised in particular by every single bishop in his bishopric and
priest in his parish.
 
26. The pope does excellently when he grants remission to the souls\
in purgatory on account of intercessions made on their behalf, and not
by the power of the keys (which he cannot exercise for them).
 
27. There is no divine authority for preaching that the soul flies out of the purgatory immediately the money clinks in the bottom of the chest.
 
28. It is certainly possible that when the money clinks in the bottom
of the chest avarice and greed increase; but when the church offers
intercession, all depends in the will of God.
 
29. Who knows whether all souls in purgatory wish to be redeemed in
view of what is said of St. Severinus and St. Pascal? (Note: Paschal I,
pope 817-24. The legend is that he and Severinus were willing to
endure the pains of purgatory for the benefit of the faithful).
 
30. No one is sure of the reality of his own contrition, much less of
receiving plenary forgiveness.
 
31. One who bona fide buys indulgence is a rare as a bona fide
penitent man, i.e. very rare indeed.
 
32. All those who believe themselves certain of their own salvation by
means of letters of indulgence, will be eternally damned, together
with their teachers.
 
33. We should be most carefully on our guard against those who say that the papal indulgences are an inestimable divine gift, and that a man is reconciled to God by them.
 
34. For the grace conveyed by these indulgences relates simply to the
penalties of the sacramental "satisfactions" decreed merely by man.
 
35. It is not in accordance with Christian doctrines to preach and teach
that those who buy off souls, or purchase confessional licenses, have
no need to repent of their own sins.
 
36. Any Christian whatsoever, who is truly repentant, enjoys plenary
remission from penalty and guilt, and this is given him without letters
of indulgence.
 
37. Any true Christian whatsoever, living or dead, participates in all
the benefits of Christ and the Church; and this participation is granted to him by God without letters of indulgence.
 
38. Yet the pope's remission and dispensation are in no way to be despised, for, as already said, they proclaim the divine remission.
 
39. It is very difficult, even for the most learned theologians, to extol
to the people the great bounty contained in the indulgences, while, at
the same time, praising contrition as a virtue.
 
40. A truly contrite sinner seeks out, and loves to pay, the penalties of his sins; whereas the very multitude of indulgences dulls men's
consciences, and tends to make them hate the penalties.
 
41. Papal indulgences should only be preached with caution, lest
people gain a wrong understanding, and think that they are preferable to other good works: those of love.
 
42. Christians should be taught that the pope does not at all intend
that the purchase of indulgences should be understood as at all
comparable with the works of mercy.
             43. Christians should be taught that one who gives to the poor, or lends
             to the needy, does a better action than if he purchases indulgences.
 
             44. Because, by works of love, love grows and a man becomes a better
             man; whereas, by indulgences, he does not become a better man,
             but only escapes certain penalties.
 
             45. Christians should be taught that he who sees a needy person, but
             passes him by although he gives money for indulgences, gains no
             benefit from the pope's pardon, but only incurs the wrath of God.
 
             46. Christians should be taught that, unless they have more than they
             need, they are bound to retain what is only necessary for the upkeep
             of their home, and should in no way squander it on indulgences.
 
             47. Christians should be taught that they purchase indulgences
             voluntarily, and are not under obligation to do so.
 
             48. Christians should be taught that, in granting indulgences, the pope
             has more need, and more desire, for devout prayer on his own behalf
             than for ready money.
 
             49. Christians should be taught that the pope's indulgences are useful
             only if one does not rely on them, but most harmful if one loses the
             fear of God through them.
 
             50. Christians should be taught that, if the pope knew the exactions of
             the indulgence-preachers, he would rather the church of St. Peter were
             reduced to ashes than be built with the skin, flesh, and bones of the
             sheep.
 
             51. Christians should be taught that the pope would be willing, as he
             ought if necessity should arise, to sell the church of St. Peter, and
             give, too, his own money to many of those from whom the pardon-
             merchants conjure money.
 
             52. It is vain to rely on salvation by letters of indulgence, even if the
             commissary, or indeed the pope himself, were to pledge his own soul
             for their validity.
 
             53. Those are enemies of Christ and the pope who forbid the word of God
             to be preached at all in some churches, in order that indulgences may
             be preached in others.
 
             54. The word of God suffers injury if, in the same sermon, an equal or
             longer time is devoted to indulgences than to that word.
 
             55. The pope cannot help taking the view that if indulgences (very small
             matters) are celebrated by one bell, one pageant, or one ceremony,
             the gospel (a very great matter) should be preached to the
             accompaniment of a hundred bells, a hundred processions, a hundred
             ceremonies.
 
             56. The treasures of the church, out of which the pope dispenses
             indulgences, are not sufficiently spoken of or known among the
             people of Christ.
 
             57. That these treasures are not temporal are clear from the fact that
             many of the merchants do not grant them freely, but only collect
             them.
 
             58. Nor are they the merits of Christ and the saints, because, even apart
             from the pope, these merits are always working grace in the inner
             man, and working the cross, death, and hell in the outer man.
 
             59. St. Laurence said that the poor were the treasures of the church, but
             he used the term in accordance with the custom of his own time.
 
             60. We do not speak rashly in saying that the treasures of the church are
             the keys of the church, and are bestowed by the merits of Christ.
 
             61. For it is clear that the power of the pope suffices, by itself, for the
             remission of penalties and reserved cases.
 
             62. The true treasure of the church is the Holy gospel of the glory and the
             grace of God.
 
             63. It is right to regard this treasure as most odious, for it makes the first
             to be the last.
 
             64. On the other hand, the treasure of indulgences is most acceptable, for
             it makes the last to be the first.
 
             65. Therefore the treasures of the gospel are nets which, in former times,
             they used to fish for men of wealth.
 
             66.The treasures of the indulgences are the nets to-day which they use to
             fish for men of wealth.
 
             67. The indulgences, which the merchants extol as the greatest of
             favours, are seen to be, in fact, a favourite means for money-getting.
 
             68. Nevertheless, they are not to be compared with the grace of God and
             the compassion shown in the Cross.
 
             69. Bishops and curates, in duty bound, must receive the commissaries of
             the papal indulgences with all reverence.
 
             70. But they are under a much greater obligation to watch closely and
             attend carefully lest these men preach their own fancies instead of
             what the pope commissioned.
 
             71. Let him be anathema and accursed who denies the apostolic
             character of the indulgences.
 
             72. On the other hand, let him be blessed who is on his guard against the
             wantonness and license of the pardon-merchant's words.
 
             73. In the same way, the pope rightly excommunicates those who make
             any plans to the detriment of the trade in indulgences.
 
             74. It is much more in keeping with his views to excommunicate those
             who use the pretext of indulgences to plot anything to the detriment
             of holy love and truth.
 
             75. It is foolish to think that papal indulgences have so much power that
             they can absolve a man even if he has done the impossible and
             violated the mother of God.
 
             76. We assert the contrary, and say that the pope's pardons are not able
             to remove the least venial of sins as far as their guilt is concerned.
 
             77. When it is said that not even St. Peter, if he were now pope, could
             grant a greater grace, it is blasphemy against St. Peter and the
             pope.
 
             78. We assert the contrary, and say that he, and any pope whatever,
             possesses greater graces, viz., the gospel, spiritual powers, gifts of
             healing, etc., as is declared in I Corinthians 12 [:28].
 
             79. It is blasphemy to say that the insignia of the cross with the papal
             arms are of equal value to the cross on which Christ died.
 
             80. The bishops, curates, and theologians, who permit assertions of that
             kind to be made to the people without let or hindrance, will have to
             answer for it.
 
             81. This unbridled preaching of indulgences makes it difficult for learned
             men to guard the respect due to the pope against false accusations,
             or at least from the keen criticisms of the laity.
 
             82. They ask, e.g.: Why does not the pope liberate everyone from
             purgatory for the sake of love (a most holy thing) and because of the
             supreme necessity of their souls? This would be morally the best of all
             reasons. Meanwhile he redeems innumerable souls for money, a most
             perishable thing, with which to build St. Peter's church, a very minor
             purpose.
 
             83. Again: Why should funeral and anniversary masses for the dead
             continue to be said? And why does not the pope repay, or permit to
             be repaid, the benefactions instituted for these purposes, since it is
             wrong to pray for those souls who are now redeemed?
 
             84. Again: Surely this is a new sort of compassion, on the part of God
             and the pope, when an impious man, an enemy of God, is allowed to
             pay money to redeem a devout soul, a friend of God; while yet that
             devout and beloved soul is not allowed to be redeemed without
             payment, for love's sake, and just because of its need of redemption.
 
             85. Again: Why are the penitential canon laws, which in fact, if not in
             practice, have long been obsolete and dead in themselves,-why are
             they, to-day, still used in imposing fines in money, through the
             granting of indulgences, as if all the penitential canons were fully
             operative?
 
             86. Again: since the pope's income to-day is larger than that of the
             wealthiest of wealthy men, why does he not build this one church of
             St. Peter with his own money, rather than with the money of indigent
             believers?
 
             87. Again: What does the pope remit or dispense to people who, by their
             perfect repentance, have a right to plenary remission or
             dispensation?
 
             88. Again: Surely a greater good could be done to the church if the pope
             were to bestow these remissions and dispensations, not once, as
             now, but a hundred times a day, for the benefit of any believer
             whatever.
 
             89. What the pope seeks by indulgences is not money, but rather the
             salvation of souls; why then does he suspend the letters and
             indulgences formerly conceded, and still as efficacious as ever?
 
             90. These questions are serious matters of conscience to the laity. To
             suppress them by force alone, and not to refute them by giving
             reasons, is to expose the church and the pope to the ridicule of their
             enemies, and to make Christian people unhappy.
 
             91. If therefore, indulgences were preached in accordance with the spirit
             and mind of the pope, all these difficulties would be easily overcome,
             and indeed, cease to exist.
 
             92. Away, then, with those prophets who say to Christ's people, "Peace,
             peace," where in there is no peace.
 
             93. Hail, hail to all those prophets who say to Christ's people, "The cross,
             the cross," where there is no cross.
 
             94. Christians should be exhorted to be zealous to follow Christ, their
             Head, through penalties, deaths, and hells.
 
             95. And let them thus be more confident of entering heaven through
      many tribulations rather than through a false assurance of peace.

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